$1200 in Canada Workers Benefit in July, Check Eligibility and Payment Dates

The Canada Revenue Agency (CRA) has officially launched the new benefit year for the Canada Workers Benefit (CWB), and with it comes the first advanced payment of July 2025. For eligible low-income workers, this month’s instalment could be significantly higher than previous years — and in some provinces, the payout may exceed $1,200 per household.

This increase is driven by inflation-based adjustments to both maximum payment amounts and income thresholds across the country. Depending on where you live and your family circumstances, your advance payment could land anywhere between $263 and $1,238.99.

What Is the Canada Workers Benefit (CWB)?

The Canada Workers Benefit is a refundable tax credit created to support low-income individuals and families who are actively employed. It’s meant to help Canadians who are working hard but still find it difficult to meet rising expenses.

The benefit is divided into two main components:

A basic amount, based on income and household size.
A disability supplement, available to those who qualify under the Disability Tax Credit (DTC).

How the Advanced Payments Work

Instead of waiting until tax season to receive the full CWB, eligible Canadians receive up to 50% of their total benefit in advance, issued in three instalments each year — July, October, and January.

These advance payments are automatically deposited by the CRA, provided you have filed your tax return and qualified for the benefit before November 1 of the benefit year.

What’s New in July 2025?

The July 11, 2025 payment is the first advance instalment of the current CWB cycle. Due to annual inflation adjustments, maximum payment amounts and income thresholds have been raised, meaning more Canadians may qualify for higher amounts than before.

Additionally, regional differences make a significant impact on how much you’ll receive. While most provinces follow the standard federal formula, certain areas — including Alberta, Nunavut, and Quebec — use their own benefit calculations.

Let’s break down what recipients can expect across the country.

Standard Canada Workers Benefit (Most Provinces and Territories)

If you live in British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Ontario, Prince Edward Island, Saskatchewan, or Yukon, the following standard rates apply:

$1,590 per year for single individuals — or $265 per advance payment.
$2,739 per year for families — or $456.50 per advance payment.
Disability supplement: $821 per eligible adult annually — or $136.83 per advance payment.

In total, a couple eligible for the disability supplement could receive up to $730.17 this month alone.

However, these amounts gradually decrease as income rises:

For singles, reductions begin at $26,149, and no benefit is paid after $36,749.
For families, reductions begin at $29,833, and cut off completely at $48,093.

The disability supplement has its own thresholds:

Reductions start at $36,748 for singles and $48,091 for families.
The cut-off is $42,222 for singles, $53,565 for families with one eligible adult, and $59,038 if both are eligible.

Alberta: Slightly Higher Basic Amounts

Alberta residents receive slightly elevated benefits, especially for single workers. Here’s what Alberta recipients can expect:

$1,704 per year for single individuals ($284 per advance payment).
$2,551 per year for families ($425.17 per advance payment).
Disability supplement: $821 annually ($136.83 per advance payment).

Maximum advance payment for a family with two qualifying adults: $698.83.

Income phase-out levels in Alberta:

Singles: Begins at $25,472, ends at $36,832.
Families: Begins at $31,911, ends at $48,918.

The disability supplement phases out between:

$36,832 and $42,305 for singles.
$48,918 and $54,391 (or $59,865 if both adults qualify) for families.

Nunavut: Higher Thresholds, Bigger Disability Bonus

Nunavut offers a more generous model, especially for those with disabilities. While the base amounts are slightly lower, income thresholds are much higher, allowing more residents to qualify.

Here are the maximum annual benefits in Nunavut:

$1,578 for singles ($263 per advance payment).
$2,371 for families ($395.17 per advance payment).
Disability supplement: $912 per adult ($152 per advance payment).

A family with two DTC-eligible adults can receive $699.17 in July.

Phase-out ranges in Nunavut:

Singles: Starts at $26,127, ends at $65,577.
Families: Starts at $35,957, ends at $65,595.

Disability supplement reductions:

Singles: From $65,595 to $73,195.
Families: From $65,577 to $73,177 (one adult) or $80,777 (both adults).

Quebec: Highest Payouts, Lowest Thresholds

Quebec’s version of the Canada Workers Benefit is entirely separate, using its own formulas and thresholds. As a result, payouts are dramatically higher, though fewer people qualify due to lower income caps.

Maximum yearly CWB amounts in Quebec:

$3,705.38 for singles ($617.56 per payment).
$1,986.80 for single parents ($331.13 per payment).
$5,778.52 for couples without children ($963.09 per payment).
$3,702.59 for couples with children ($617.10 per payment).
Disability supplement: $827.72 per adult ($137.95 per payment).

A childless couple in Quebec where both adults qualify for the disability benefit could receive a staggering $1,238.99 in their July advance payment — nearly double the standard national amount.

Income thresholds in Quebec are much lower:

Singles: Benefit starts decreasing at $13,829.82, ends at $32,356.72.
Single parents: Between $13,981.83 and $23,915.83.
Couples without kids: Between $21,257.44 and $50,150.04.
Couples with kids: Between $21,456.77 and $39,969.72.

Disability supplement phase-outs:

Singles: Between $32,356.72 and $36,495.32.
Single parents: Between $23,915.83 and $28,054.43.
Couples without kids: From $50,150.04 to $54,288.64 (one adult) or $58,427.24 (both adults).
Couples with kids: From $39,969.72 to $44,108.32 (one adult) or $48,246.92 (both adults).

So while fewer people may qualify, those who do can receive the most generous payments in the country.The Canada Revenue Agency (CRA) has officially launched the new benefit year for the Canada Workers Benefit (CWB), and with it comes the first advanced payment of July 2025. For eligible low-income workers, this month’s instalment could be significantly higher than previous years — and in some provinces, the payout may exceed $1,200 per household.